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Denny Carreker


J.D. (Denny) Carreker, Jr. is Founder, Chairman and Chief Executive Officer of Carreker
Corporation. He founded the company in 1978 as J.D. Carreker and Associates. It is now a $129 million company with 600 employees on six continents. A leading speaker on banking matters, Mr. Carreker will address the national conference of the Association for Financial Professionals in November. He recently addressed the Electronic Funds Management Association conference on the impact of payment system legislation, and he led a panel of experts on banking’s ecommerce opportunities at Bank Administration Institute’s B2B E-Commerce Conference. He has published a number of papers, including ‘The Domino Effect of Check 21,’ and ‘The Image Cascade.’ His article ‘Reaching Close: Protecting Banking’s Core Payments Business’ appeared in European Financial Management magazine. Mr. Carreker was named Entrepreneur of the Year in the 2001 Ernst & Young competition in the e-commerce category. The leading banking
journal, American Banker, named him to its list of the ‘Top 25 Technology Consultants.’ He has served as an expert witness to the US Congress on banking and payment system matters.


Working with the largest US banks, he founded influential industry organizations, including ECCHO (Electronic Check Clearinghouse Organization), The Payment Solutions Network (now SVPCo), and Cash Services Australia. These shared services entities have improved the payments system while providing considerable financial value and vital thought leadership to their members through Carreker. Mr. Carreker is active in community and philanthropic affairs. He received his BS and MS degrees in Industrial Engineering/Management from Oklahoma State University in 1965 and 1966. He joined the Federal Reserve Bank of Atlanta and was placed in charge of data processing for the sixth Federal Reserve District. He served as an officer in the United States Army for two years, and then joined the Dallas consulting firm of Lifson, Wilson, Ferguson, and Winnick where he initiated the company’s bank consulting practice.

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